1. General Information Only

Information on this website is general in nature and does not constitute:

• Financial advice

• Legal advice

• Tax advice

You should seek independent professional advice before making financial decisions.

2. Credit Representation

Homelynk Finance acts as a credit representative or mortgage broker. We:

• Compare loan products from a panel of lenders

• Assist in preparing and lodging applications

• Do not guarantee loan approval

Loan approval is subject to lender assessment and credit criteria.

3. Accuracy of Information

We aim to ensure website content is accurate and current. However:

• Interest rates may change

• Policies may change

• Calculators are estimates only

We do not guarantee completeness or accuracy at all times.

4. Third-Party Links & Calculators

Our website may include:

• Loan calculators

• Third-party tools

• External website links

We are not responsible for third-party content, security or accuracy.

5. Intellectual Property

All website content including:

• Logos

• Text

• Branding

• Graphics

Is owned by Homelynk Finance unless otherwise stated and may not be reproduced without permission.

6. Limitation of Liability

To the extent permitted by Australian law:

• We are not liable for financial loss arising from reliance on website content.

• We are not responsible for lender decisions.

• We are not liable for indirect or consequential losses.

7. Responsible Lending

We comply with Australian responsible lending obligations and will:

• Make reasonable enquiries about your financial situation

• Verify information provided

• Ensure recommended loans are not unsuitable

You must provide accurate and complete information.

8. Electronic Communication

By submitting forms on our website, you consent to:

• Being contacted by phone or email

• Receiving loan-related updates

• Receiving occasional marketing (you can opt-out anytime)

9. Changes to These Terms

We may update these Terms at any time. The latest version will be published on our website.

10. Governing Law

These Terms are governed by the laws of:

Victoria, Australia

Any disputes will be handled under Australian jurisdiction.